Understanding what your insurance provider covers is an important part of eye care, and understanding the difference between vision insurance and medical insurance is just as vital.
There are two important elements of a comprehensive eye exam, the refraction and the eye health examination. A refraction consists of checking your glasses prescription and ensuring that you are seeing as well and as comfortably as you can. The eye health portion is equally as important. Numerous systemic conditions such as diabetes, hypertension, and auto-immune diseases can be diagnosed during a comprehensive eye exam.
Most vision insurances will cover a comprehensive eye exam each year. This includes both the refractive portion of your eye exam and the eye health portion of the exam. Vision insurance may also help cover the cost of glasses or contacts. If you are needing any other eye care outside of your yearly exam (red eye, injury, etc) then your vision insurance will typically not cover that care and it will be the responsibility of the patient or the patient's medical insurance to pay for the visit.
Conversely, medical insurance plans will typically cover the health portion of an eye exam, but will not pay for the refractive portion. If you are wanting to use medical insurance for your yearly eye exam there will most likely be an additional fee for your refraction.
We are providers for
Blue Cross Blue Shield
Humana MCR Advantage
Mutual of Omaha
Vision Benefits America
Omni Eye Center Laser vision
1333 W 33RD ST EDMOND, OK 73013 405-478-4444
Office Hours Monday: 8 am - 5 pm Tuesday: 8 am - 5 pm Wednesday: 8 am - 5 pm Thursday: 8 am - 5 pm Friday: 8 am - 5 pm